Terms & Conditions

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the website operated by KFO Limited, trading as The Knox Family Office (“we”, “us”, “our”).

KFO Limited is a company registered in Scotland under company number SC882510.

By accessing and using this website, you accept and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use this website.

2. Intellectual Property Rights

Unless otherwise stated, KFO Limited and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access material from this website for your own personal use subject to restrictions set in these Terms.

You must not:

• Republish material from this website without prior written consent
• Sell, rent, or sub-license material from this website
• Reproduce, duplicate, or copy material from this website for commercial purposes
• Redistribute content from this website unless content is specifically made for redistribution

3. Publications & Research

Research papers, articles, and other publications available on this website are provided for informational and academic purposes only. Some publications may be awaiting peer review and should not be cited as final, published works unless expressly stated otherwise.

PDF documents available for download remain the intellectual property of the author(s) and KFO Limited. Redistribution without written consent is prohibited.

4. Disclaimer

The information on this website is provided on an “as is” basis. To the fullest extent permitted by law, KFO Limited:

• Excludes all representations and warranties relating to this website and its contents
• Excludes all liability for damages arising out of or in connection with your use of this website

Nothing on this website constitutes, or is meant to constitute, professional advice of any kind. If you require advice in relation to any legal, financial, or other matter, you should consult an appropriate professional.

5. External Links

This website may contain links to external websites that are not operated by us. We have no control over the content and practices of these sites and cannot accept responsibility or liability for their respective content or privacy policies.

6. Limitation of Liability

In no event shall KFO Limited, nor any of its officers, directors, or employees, be held liable for anything arising out of or in any way connected with your use of this website, whether such liability is under contract, tort, or otherwise. KFO Limited shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Scotland. Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Scotland.

8. Changes to These Terms

We reserve the right to revise these Terms at any time. By using this website, you are expected to review these Terms regularly to ensure you understand all terms and conditions governing use of this website.

9. Contact

If you have any questions about these Terms, please contact us at contact@theknox.co.uk.

KFO Limited · Company Number SC882510 · Registered in Scotland